Plan label reference

Health insurance plan types, categories, and accounts

Separate network type, metal category, cost-sharing design, and account eligibility—then verify the exact plan.

Updated August 11, 2026Educational, not a quotePrimary-source links included

Plan labels describe different dimensions. Bronze, Silver, Gold, and Platinum concern cost-sharing categories. HMO, PPO, EPO, and POS concern network patterns. HDHP concerns deductible and plan design; an HSA is an account, not insurance.

Plan and account guides

Choose a label to verify

Bronze health plan

Marketplace metal category. Open guide.

Silver health plan

Marketplace metal category. Open guide.

Gold health plan

Marketplace metal category. Open guide.

Platinum health plan

Marketplace metal category. Open guide.

Catastrophic health plan

Marketplace plan category. Open guide.

High-deductible health plan

Cost-sharing and tax-eligibility concept. Open guide.

Health Savings Account (HSA)

Tax-advantaged account, not insurance. Open guide.

Verification links

Primary sources