Bronze health plan
Marketplace metal category. Open guide.
Plan label reference
Health insurance plan types, categories, and accounts
Separate network type, metal category, cost-sharing design, and account eligibility—then verify the exact plan.
Plan labels describe different dimensions. Bronze, Silver, Gold, and Platinum concern cost-sharing categories. HMO, PPO, EPO, and POS concern network patterns. HDHP concerns deductible and plan design; an HSA is an account, not insurance.
Plan and account guides
Choose a label to verify
Silver health plan
Marketplace metal category. Open guide.
Gold health plan
Marketplace metal category. Open guide.
Platinum health plan
Marketplace metal category. Open guide.
Catastrophic health plan
Marketplace plan category. Open guide.
HMO health plan
Network plan type. Open guide.
PPO health plan
Network plan type. Open guide.
EPO health plan
Network plan type. Open guide.
POS health plan
Network plan type. Open guide.
High-deductible health plan
Cost-sharing and tax-eligibility concept. Open guide.
Health Savings Account (HSA)
Tax-advantaged account, not insurance. Open guide.
Practical next step
Use this information with a current plan record
Health insurance plan types, categories, and accounts is most useful when the household, location, plan year, and enrollment route are defined. Keep the exact plan name or program, official source, date checked, and any unresolved question together.
Compare costs, provider access, prescriptions, coverage rules, and protection limits before acting. Confirm eligibility and enrollment through the responsible official or authorized channel.
Verification record
Check the page against a current, plan-specific record
General information becomes actionable only after it is matched to the same household, address, enrollment route, and plan year. Keep unknown values visible instead of filling them with estimates.
Identify the exact option
Record the legal issuer or responsible program, full plan or arrangement name, plan ID when available, service area, effective dates, and official source. Similar product names can use different networks, formularies, costs, or coverage rules.
Compare a complete scenario
Use the same expected services, prescriptions, provider needs, and household facts for each option. Put premium, employer contribution or tax credit, deductible, copays, coinsurance, prescription cost, and the in-network out-of-pocket limit on the same annual basis.
Keep evidence with the decision
Save the Summary of Benefits and Coverage, policy documents, provider directory, formulary, source URL, date checked, and unresolved questions. Confirm eligibility, enrollment, provider participation, and time-sensitive rules through the responsible Marketplace, employer, insurer, provider, pharmacy, or qualified professional before acting.
Before relying on this page
Keep the decision traceable
Record why this page was used, which current source or plan document supports the next step, and the date the information was checked. If the page describes a policy, method, directory, or worksheet, read it together with the linked terms and limitations rather than treating one sentence as a promise.
For coverage decisions, return to the official enrollment result and the exact plan documents. Resolve conflicts with the responsible agency, employer, insurer, provider, pharmacy, or qualified professional. Keep any correction, confirmation number, written response, or updated source with the household's comparison record.
Verification links