Official state routes for plan year 2026
Health insurance Marketplace by state
Use the correct official Marketplace first. Then compare the actual plans offered for your ZIP code, household, and plan year.
Choose a state to find its official individual Marketplace route for plan year 2026. CMS lists 27 federally facilitated states, 3 state-based Marketplaces using the federal platform, and 21 fully state-based Marketplaces.
The route matters because Marketplace savings are determined only through the official Marketplace serving the applicant's state. Plan menus remain ZIP-code, county, household, and plan-year specific.
All 50 states and DC
Find the official Marketplace route
These classifications are based on the CMS plan year 2026 map, last checked August 11, 2026.
AlabamaFFMAlaskaFFMArizonaFFMArkansasSBM-FPCaliforniaSBMColoradoSBMConnecticutSBMDelawareFFMDistrict Of ColumbiaSBMFloridaFFMGeorgiaSBMHawaiiFFMIdahoSBMIllinoisSBMIndianaFFMIowaFFMKansasFFMKentuckySBMLouisianaFFMMaineSBMMarylandSBMMassachusettsSBMMichiganFFMMinnesotaSBMMississippiFFMMissouriFFMMontanaFFMNebraskaFFMNevadaSBMNew HampshireFFMNew JerseySBMNew MexicoSBMNew YorkSBMNorth CarolinaFFMNorth DakotaFFMOhioFFMOklahomaSBM-FPOregonSBM-FPPennsylvaniaSBMRhode IslandSBMSouth CarolinaFFMSouth DakotaFFMTennesseeFFMTexasFFMUtahFFMVermontSBMVirginiaSBMWashingtonSBMWest VirginiaFFMWisconsinFFMWyomingFFM
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