Effective August 11, 2026
A plain-language record of what the current site collects, what it does not collect, and how external links and contact choices work.
HealthCoverUSA's public pages do not include user accounts, insurance lead forms, application forms, advertising pixels, or embedded quote forms. The comparison worksheets calculate in the visitor's browser and do not submit their entries to HealthCoverUSA.
The website is delivered through Cloudflare. Current delivery settings may add a limited traffic-measurement beacon and may process routine request information such as IP address, browser or device information, requested URL, timestamp, performance measurements, and error or security events. These services do not receive the values entered in the HealthCoverUSA comparison worksheets through the provided worksheet code. Retention and protection depend on the hosting and delivery settings. See Cloudflare's privacy policy for its own practices.
Email and telephone links open the visitor's chosen communication service. Information sent through those services is handled by the relevant provider and by GlobalAI Media LLC for the purpose of responding. Do not send health records, Social Security numbers, financial account details, Marketplace credentials, or application documents.
The site links to government, Marketplace, insurer, and other external sources. Those sites have their own privacy practices. Check the domain and policy before entering personal information.
The website provides general information and is not designed to collect personal information from children. No account or submission feature is offered on the site.
For a privacy question about information directly sent to GlobalAI Media LLC, email [email protected]. If data practices materially change, this page should be updated with the new practice and effective date before or when the change becomes active.
HealthCoverUSA uses Google AdSense. Google and its advertising partners may use cookies, device identifiers, or similar technologies to serve, limit, measure, and personalize ads where permitted. Consent choices and regional requirements can affect which ads are shown.
Interactive HealthCoverUSA worksheets are designed to run in the browser and do not submit the entries to HealthCoverUSA. Do not enter names, Social Security numbers, medical records, or other direct identifiers into a comparison worksheet.
For information about Google's data practices, review How Google uses information from sites or apps that use its services.
Practical next step
Privacy policy is most useful when the household, location, plan year, and enrollment route are defined. Keep the exact plan name or program, official source, date checked, and any unresolved question together.
Compare costs, provider access, prescriptions, coverage rules, and protection limits before acting. Confirm eligibility and enrollment through the responsible official or authorized channel.
Verification record
General information becomes actionable only after it is matched to the same household, address, enrollment route, and plan year. Keep unknown values visible instead of filling them with estimates.
Record the legal issuer or responsible program, full plan or arrangement name, plan ID when available, service area, effective dates, and official source. Similar product names can use different networks, formularies, costs, or coverage rules.
Use the same expected services, prescriptions, provider needs, and household facts for each option. Put premium, employer contribution or tax credit, deductible, copays, coinsurance, prescription cost, and the in-network out-of-pocket limit on the same annual basis.
Save the Summary of Benefits and Coverage, policy documents, provider directory, formulary, source URL, date checked, and unresolved questions. Confirm eligibility, enrollment, provider participation, and time-sensitive rules through the responsible Marketplace, employer, insurer, provider, pharmacy, or qualified professional before acting.