HealthCare.gov
Federal Marketplace information, plan browsing, eligibility application, and comparison guidance. Open.
Primary-source directory
Official health coverage sources
Go to the responsible program, Marketplace, plan document, or agency before making an eligibility, enrollment, coverage, or tax decision.
Use this directory to verify the program or decision at its responsible source. An external link opens a separate site with its own policies. Check the domain before entering personal information.
Federal and program sources
Core verification links
CMS
Marketplace oversight, state exchange lists, quality initiatives, and public data. Open.
Medicaid.gov
Federal Medicaid and CHIP information and state contacts. Open.
Medicare.gov
Medicare eligibility, enrollment, coverage, Plan Compare, and publications. Open.
IRS
Premium tax credit, HSA, and health-related federal tax guidance. Open.
Department of Labor
Job-based plan rights, COBRA, claims, and employee-benefit guidance. Open.
State Marketplace sources
Find the 2026 enrollment route
CMS identifies 27 FFM states, 3 SBM-FP states, and 21 SBM states for plan year 2027.
Practical next step
Use this information with a current plan record
Official health coverage sources is most useful when the household, location, plan year, and enrollment route are defined. Keep the exact plan name or program, official source, date checked, and any unresolved question together.
Compare costs, provider access, prescriptions, coverage rules, and protection limits before acting. Confirm eligibility and enrollment through the responsible official or authorized channel.
Verification record
Check the page against a current, plan-specific record
General information becomes actionable only after it is matched to the same household, address, enrollment route, and plan year. Keep unknown values visible instead of filling them with estimates.
Identify the exact option
Record the legal issuer or responsible program, full plan or arrangement name, plan ID when available, service area, effective dates, and official source. Similar product names can use different networks, formularies, costs, or coverage rules.
Compare a complete scenario
Use the same expected services, prescriptions, provider needs, and household facts for each option. Put premium, employer contribution or tax credit, deductible, copays, coinsurance, prescription cost, and the in-network out-of-pocket limit on the same annual basis.
Keep evidence with the decision
Save the Summary of Benefits and Coverage, policy documents, provider directory, formulary, source URL, date checked, and unresolved questions. Confirm eligibility, enrollment, provider participation, and time-sensitive rules through the responsible Marketplace, employer, insurer, provider, pharmacy, or qualified professional before acting.
Before relying on this page
Keep the decision traceable
Record why this page was used, which current source or plan document supports the next step, and the date the information was checked. If the page describes a policy, method, directory, or worksheet, read it together with the linked terms and limitations rather than treating one sentence as a promise.
For coverage decisions, return to the official enrollment result and the exact plan documents. Resolve conflicts with the responsible agency, employer, insurer, provider, pharmacy, or qualified professional. Keep any correction, confirmation number, written response, or updated source with the household's comparison record.